January 05, 2009

Coverage for Damage to Insured Vehicle by Impact with Human? I am trying to find clarification on whether or not damage caused by impact with a human…

Drug Use and Intentional Acts Under the standard ISO Homeowner policy (HO 3), we have a 17 yr old insured that caused damage to the neighbor's property…

Reasonable Repairs and Asbestos Removal Our insured's home suffered water damage as a result of the main water line breaking just outside the home.…

December 10, 2008
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HO 23 32 12 08 Coal Mine Subsidence Coverage Part West Virginia (Non-Dwelling Structures), December 2008 edition

December 10, 2008
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HO 23 31 12 08 Coal Mine Subsidence Coverage Part - West Virginia (Dwelling Structures), December 2008 edition

Safe Deposit Box Drilling Covered? Our insured's dwelling and personal property were destroyed in a tornado. The keys to her lock box at the local bank…

November 25, 2008

Discusses battery acid mixing with gasoline and resultant damage.

Short-term Rental of Secondary Home Issues I am trying to determine whether the short-term rental of a secondary home compromises coverage in some way…

October 27, 2008

Dish installed on roof leads to damage that's not discovered until later. What is the date of loss?

October 22, 2008

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some wet…