Residency and Ownership October 25, 2012 Our insured was living in a residence located in south-central California approximately 16 months prior to…

November 20, 2012

Do gun parts fall under the special limit, or are they separate property?

November 20, 2012

Discusses broken window and rain coming inside.

November 20, 2012

In a multi-family dwelling, what establishes vacancy?

Date of Purchase and Date of Vacancy My question involves a dwelling fire policy with basic coverage. The client purchased a home with the intent to…

November 19, 2012

Personal Injury Protection—Minnesota<br>November 19, 2012<br>Automobile No-Fault Endorsement<br><br><br><br>Summary: Personal injury protection (no-fault) coverage…

November 19, 2012

Michigan No-Fault Automobile Insurance<br>November 19, 2012<br>Personal Injury Protection and<br>Property Protection Endorsements<br><br><br><br>Summary: Michigan…

November 16, 2012

An overview of the nuclear exclusion clause.

Subsequent Damage When First Repairs Have Not Been Made November 12, 2012 During the recent hurricane, our insured's home sustained damage to her roof.…

"Property Removed" Coverage? Our insured has an ISO HO 00 03 04 91. There was a furnace malfunction (puffback) which caused smoke and soot throughout…