Discusses time frame for payment of additional living expenses.

This article looks at the potential for a widespread flu attack and the impact on individuals and businesses, and how insurance could be affected.

Cleanup of Sewage and Remains in Crawl Space December 3, 2012 We occasionally have a homeowners claim where a house over a crawl space will have a burst…

HO 24 37 12 12 Electric Vehicle Charging Station Liability Coverages - California, December 2012 Edition

Homeowners Insurance SurveyCoverage ChecklistNovember 14, 2012The biggest single investment most families ever make is the purchase of their…

Discusses policy requirement for theft prevention and access through doggie door.

Chinese Drywall What ISO policy exclusion under an HO3, if any, applies to a product defect? We have seen a couple of instances in Louisiana where the…

It seems like we are getting more claims presented for damage perpetrated by insureds' own children. On HO3 coverage what is FC&S's call on damage…

Hot Tub Loss as Coverage C or Coverage B? Our Insured has a hot tub. It is a self contained unit, located in an out-building, separate from the house.…

Vehicle Related Property Losses 2 claim coverage questions. AAIS Form 3, Ed. 2.0 for Homeowners. 1. Theft of 2 laptops from insured's car. One belonged…