Closing Costs as Part of Replacement Cost January 5, 2015 Our insured has a standard HO-3 policy. They suffered a total loss of their…

State Fines for Drivers with Uninsured Vehicles October 22, 2014 StatePenalty for Failure to Carry Motor Vehicle InsuranceStatuteAlabama…

Regulation of Rating Laws October 22, 2014 State-By-State Summary Summary: Each state regulates insurers' rates in different ways.…

October 22, 2014 Chart Presents Show of Prejudice Requirements Summary: The notice–prejudice rule is a nationwide trend whereby an insurer…

Subrogation An Overview December 29, 2014 Reviewed and updated by Barry Zalma, Esq., CFE Summary: The subrogation provision is…

Capitalization RequirementsState-By-State Survey October 21, 2014 Summary: When an insurer wishes to enter a state as an admitted…

Cancellation of Package versus Standalone Policy<br> December 15, 2014<br> I have a client who has a package auto, home, and umbrella policy. The client…

This chart displays recent and historical statistics for possible pandemic viruses.

Reviewed by Barry Zalma Esq. Summary: An automobile total loss can be a difficult situation for an insured—especially if he or she still owes…

Discusses drones as aircraft.