Coverage for Domestic and Agricultural Employees February 13, 2015 A Discussion Summary: Domestic, agricultural, and casual employees…

When you hit a deer then get rearended; one deductible or two?

Division of benefits between policies.

Snow plow blades and coverage on a personal auto policy.

Med Pay Dilemma February 9, 2015 We have a NYS personal auto policy for our insured. His child's finger was injured when the door of a rental car was…

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

Faulty Construction January 5, 2015 Please explain the faulty construction exclusion and when this can be used to deny a claim. I have…

Cancellation of Debt and Medical Expense Coverage January 5, 2015 Our Insured has a homeowners policy (HO 3 10 00) with Med pay coverage.…

Water from Broken Pipe Moves through Soil before Causing Damage January 5, 2015 The insured has a home insured under an HO 3. The house was damaged…