Personal Auto Program


Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

February 13, 2014

The commercial general liability insurer brought an action against the automobile insurer.

February 11, 2014

Triggering Coverage  Drive-By Shootings and Hunting-Related Auto Injuries  By Diana Reitz, CPCU From the March 2011 issue of Claims Magazine  A…

December 12, 2013

Named Nonowner Coverage   Reviewed December 5, 2013 For Those Who Own No Automobiles   Summary: To be eligible for a personal auto policy,…

Overview of the war exclusion.

September 06, 2013

Automatic Coverage For Additional or Replacement Vehicles September 9, 2013 Summary: The policy provisions of the personal auto…

September 06, 2013

ISO's personal auto policy PP 90 01 07 06 with restricted liability coverage is discussed and explained.

June 13, 2013
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Underinsured Motorist Benefits Not Available to Pedestrian  June 10, 2013  The insured business owner who purchased a commercial auto insurance…

May 21, 2013

Discusses how various policies handle common issues with natural disasters.

April 26, 2013

"Automobile" and "Motor Vehicle" Defined   April 26, 2013 Ambiguities in Policy Language   Summary: The personal auto policy (PAP) uses…