A North Carolina Court has held that the term Actual Cash Value (ACV) is unambiguous and can include depreciation for both labor and material costs.

A group of people used chicken as their preferred method to set houses on fire.

Discusses clean up of frogs from a crawl space.

Discusses cans of paint and other items to be used on the house that have not yet been opened.

Discusses coverage when strong winds push ice off the water and onto land, damaging property.

Contractor fraud after tornadoes.

Reviews the nonrenewal moratorium just enacted in California for property coverage.

Discusses coverage for separate buildings that are one residence.

Discusses payment of debris removal before loss is settled.

This article discusses Section I of the MSO Common Provisions Form Section I MPL 01 01 11.