Under Homeowners form, questions if decaying racoon is a rodent for purpose of coverage determination.

Insured claimed he paid rent for staying at a girlfriend's house when in fact the checks were never cashed.

 A recent office conversation involved a discussion of coverage for a town or board of education after an active shooter tragedy. Specifically,…

Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

Collapse coverage varies by form.

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…

Discusses ash cleanup for dwelling and personal property.

When an insured moves out of the house and rents it, but doesn't notify the carrier, is there coverage in event of a loss?

Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

Insuring to value and issues of underinsurance.