Homeowners Program


December 10, 2008
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HO 23 31 12 08 Coal Mine Subsidence Coverage Part - West Virginia (Dwelling Structures), December 2008 edition

October 27, 2008

Dish installed on roof leads to damage that's not discovered until later. What is the date of loss?

October 22, 2008

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some wet…

October 21, 2008

Discusses limits of loss assessment coverage and need for coverage A.

October 08, 2008

Downspouts, drains, and surface water.

August 01, 2008

When lightning hits a well and wind from the same storm topples a tree, is it 1 loss or 2?

August 01, 2008

Is a septic tank made of fiberglass covered under glass portion of a policy?

August 01, 2008

When you accidentally shoot the refrigerator.

August 01, 2008

Policy Period Discussion I would like to have your opinion on the following situation: The Personal Liability coverage under Insured Location definition…