Homeowners Program


November 13, 2009

Are gift certificates covered as cash or something else?

November 13, 2009

Discusses application of loss assessment coverage to types of property damaged.

November 13, 2009

Application of special limit to equipment for firearms.

November 13, 2009

Homeowners HO-6 and the Condo Association Policy Deductible Our HO-6 insured suffered covered water damage from plumbing to their unit. When we reviewed…

November 13, 2009

If a condo owner did not purchase any coverage A, does the loss assessment coverage still apply?

November 13, 2009

When ice breaks a tree limb, is the cause or loss ice or falling objects?

November 13, 2009

Discusses deductibles that should be applied to loss assessment claims.

November 13, 2009

Homeowners and Personal Auto Policy—Loss Covered by Both? Our insured borrowed a pickup from his father-in-law, which had a utility trailer attached.…

November 13, 2009

Loss Assessment for New Roof? We have recently had a claim denied that has proven both disturbing and confusing, not only to us but to other agencies…

November 13, 2009

Discusses damage from an ice dam to the interior of the home.