Homeowners Program


July 30, 2012

Water Damage from Back Up in Sewer Excluded Homeowners brought an action against the city, the homeowners' insurer, and sewer maintenance companies…

July 25, 2012

Discusses the definitions of vandalism and malicious mischief in named perils property policies, specifically the ISO homeowners policy. Includes information on the broad interpretation of the term and loss scenarios.

June 28, 2012

Discusses the earth movement exclusion in both commercial and personal lines policies.

June 06, 2012
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HO 23 88 06 12 Mine Subsidence Residence and Other Structures - Illinois, June 2012

June 05, 2012
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HO 23 98 06 12 Mine Subsidence - Living Units Only - Illinois, June 2012 edition

May 31, 2012

Insured uses a golf cart as major means of transportation; is rental covered in case of loss of cart?

May 30, 2012

Dead Man's Claim: The Confusion of Clean Up<br> By Christine Barlow<br>From the March 2007 issue of Claims Magazine<br> Some of the most unnerving claims…

May 30, 2012

This article briefly explains actual cash value.

May 30, 2012

This Claims Magazine article discusses making drugs and resultant damages.

An explanation and overview of host liquor liability and related issues.