January 2011 Dec Page Question of the Month   In order to protect employees of small operations, the workers compensation laws of a majority of…

December 2010 Intro Page   Dec Page   The question of the month deals with governmental action. Property coverage forms commonly contain exclusions…

December 2010 Dec Page Question of the Month   Property coverage forms commonly contain exclusions for loss caused by governmental destruction,…

Insuring Hired and Borrowed Autos November 16, 2010 Under Business Auto Coverage Form Summary: Most organizations have a need…

Insuring Nonowned Autos November 8, 2010 Introduction Summary: The business auto coverage form (BAP) can be used to insure autos owned by the…

Definitions November 2, 2010 Most D&O policy forms contain a definitions section where words and terms with special meaning are defined. When these…

Uninsured Loss November 2, 2010 In most D&O policies, the definition of loss contains a list of elements that are identified as being uninsured…

This article explains nonownership liability coverage.

November 2010 Intro Page No. 978 November 1, 2010  Dec Page   The question of the month deals with exclusions on the CGL form that cause many…

November 2010 Dec Page Question of the Month   When a contractor negotiates with another party to perform some work, the contractor may extend…