Unintentional Damage November 22, 2011 With an impending hurricane coming, the insured boarded his windows with plywood nailing through the vinyl siding…

Deductible Calculation November 22, 2011 In a settlement for contents with no replacement cost coverage so the contents will be settled at ACV only…

Auto Parts as Art Work November 22, 2011 The insured had many classic auto parts on his walls as art. Parts used included a Corvette hood, a steering…

Water Lines as Structures Attached to the Dwelling November 22, 2011 Underground tree roots the insured's water line and sewer lines, which are connected…

E-Commerce Liability Exposures November 14, 2011 A Review of Exposure Concerns Summary: This article presents an analysis of the liability…

Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011   The subject property is a commercial condominium. There is a…

Chimney Collapse during Liner Installation Noncompensable Faulty Workmanship? The named insured has an HO 03. A contractor installed a new chimney…

Occupied, Under Construction, or Moving in   Our insured purchased a brand new home. The construction was completed by the builder, permits secured,…

Corporate Counsel Insurance: Important Coverage for Exposed Lawyers   November 3, 2011   By Dan A. Bailey, Bailey Cavalieri LLC, Attorneys…

Separation of Insureds   Current Version of Severability of Interests   October 31, 2011   Summary: This article discusses separation…