Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…

ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…

Determining a backup of water from the roof as a cause of loss.

Storage Fees and GKLL Coverage December 19, 2011 Our insured damages a customer's vehicle in his care/custody/control. The insured then charges the…

Mobile Equipment Coverage under the Garage Form December 6, 2011 Would the garage policy extend coverage for a tow truck driver who is called to the…

Vandalism Damage Repaired by Insured December 6, 2011 The form is CA 00 05 03 06. The insured had multiple garage owned vehicles damaged by vandalism.…

Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…

Pollution Liability Coverage under Truckers Policy Our insured has a truckers policy with endorsement CA 99 48 attached; this endorsement provides broadened…

Property Damage and the CGL Form   November 28, 2011 What Is Property Damage?   Summary: The commercial general liability (CGL) forms will…

Storm Damage Raises Deductible Questions November 21, 2011 A commercial building sustained wind damage to the roof and interiors as a result of a windstorm.…