Intentional Act and the Expected or Intended Injury Exclusion December 11, 2012 Our insured is an automobile parts supplier, and the policy is a standard…

Product Loss Not Covered by Spoilage Endorsement December 10, 2012   The loss occurred as a result of Hurricane Isaac. The insured was making normal…

Loss of Ring in Vehicle Accident December 4, 2012 The insured is in an automobile accident in which the airbag deploys. She is making a claim for a…

Residue from Kerosene Lamp December 7, 2012 A kerosene lamp was used at a secondary residence in the springtime.  The soot was later discovered…

Dwelling Title in Name of LLC December 10, 2012 Our insured has changed the deed to their secondary dwelling that they are renting to others to the…

Cleanup of Sewage and Remains in Crawl Space December 3, 2012 We occasionally have a homeowners claim where a house over a crawl space will have a burst…

An overview of bailee coverage.

Self-Propelled Tractor Damages Parked Vehicle November 26, 2012 The insured was in the process of backing a self-propelled tractor (used to aerate lawns)…

Homeowners Insurance SurveyCoverage ChecklistNovember 14, 2012The biggest single investment most families ever make is the purchase of their…

E-Commerce Insurance November 12, 2012 Coverage Checklist E-commerce coverage is a direct result of emerging technology. As more and more business…