Weight of heavy snow caused an in-ground pool cover to pull from its anchors and fall into the pool, causing damage to the liner and loss of water…

Number of Deductibles Being Applied in Dispute April 1, 2014 This insurance coverage dispute arose out of property damage to a condominium.…

Building Owner and Liquor Liability Coverage March 24, 2014 If an insured restaurant serves liquor, the standard ISO General Liability policy CG 00…

Identity Theft Can Anything Be Done? March 26, 2014 Summary: Identity theft is increasingly in the news, whether it is the clever ad…

Coverage Exists for Water Damage Emanating From Within Residence Premises’ Plumbing System March 24, 2014 On appeal from the Circuit Court,…

Corporate Identity Theft Minimize Risk of Reputational, Financial Harm By Susan Massmann From the April 2012 issue of Claims Magazine…

Additional or Replacement Auto March 18, 2014 Our insured has a personal auto policy with three vehicles listed. On 11/6/13 she purchased…

Never By Accident Coverage Concerns for Building Trade Contractors By David D. Thamann From the February 2012 issue of Claims Magazine…

Fences, Walls, and Barriers in Between Material, Intended Purpose Determine Coverage By Susan Massmann From the December 2012 issue of…

Liability Outbreaks from Foodborne Illness Defining the Number of Occurrences By David D. Thamann, JD, CPCU From the February 2013 issue…