Replacement Cost Contractual Obligations January 9, 2013 Under a replacement cost contract on a commercial insurance policy, is the insurer’s…

Trailer Covered as Business Personal Property or Storage Shed? January 9, 2013 Our insured's policy excludes trailers as business personal property.…

This article discusses the evolution of the exclusion along with court cases that have ruled on the applicability of the exclusion.

Day Laborer “Employee” Under Temp Agency’s CGL Policy? This loss occurred in Texas . The insured provides temporary staffing. The…

I am handling a claim for the insured on an open perils homeowners policy with an endorsement that covers code upgrade/enforcement. The covered peril…

Payment for Loss to Property of Others   January 4, 2013   Our insured carries a CP 00 10 10 90 form and has a loss that involves property of…

   12/24/2012     An update to the Building and Personal Property Coverage Form article was added to FC&S Online this…

Relative Must Be Resident in Order to Be Insured December 26, 2012 The following circumstances apply: • Our named insured is the owner of the building…

Unscheduled Trailer as Cause of Accident December 11, 2012 We issued the Business Auto Coverage Form, CA 00 01 10 01, with Symbols 7, 8, and 9 for liability…

False Pretense Loss Coverage in Question December 11, 2012 The insured is in the business of auto sales and is covered by a Garage Coverage Form, CA…