Loss of Use Claim March 18, 2013 I have a general question with regard to a claim involving damage to the work/work product of the insured and the claim…

Food Spoliation Claim March 18, 2013 The insured has coverage under a CG 00 01 (12-04) form. After completing improper repairs on a refrigeration unit,…

Pollution Exclusion Application March 18, 2013 The insured was hired to install a tracking system at a cheese processing facility that would pull two…

Pollution Exclusion and Heating Equipment Exception Our insured rented the meeting room of the local fire hall to the blood bank to collect blood donations.…

Discusses gaps in the personal lines policy - can they be filled? If so, how?

Discusses resident relative of named insured in ISO and AAIS homeowners policies. Topics covered include policy definitions, status of household members, effect of divorce or separation, children, guests, and nonrelatives.

Collision Definition under Property Form   March 4, 2013   We have a question regarding the following item in the CP 10 30 10 12: F Additional…

Wet Floor Versus Wet Rot This question is in regards to the ISO HO-3 policies, an edition after the 4/91. Often we have claims submitted where the…

Borrowed Boat   February 12, 2013   Our insured has a MA Homeowner’s HO3 policy. Our insured had borrowed his friend’s boat. He…

Application of Pair or Set Clause in the Flood Policy   February 12, 2013   If there is water damage to the lower cabinets but not to the…