Discusses when money earned from business is used for supplies only and not for profit.

The Parameters of Flood Insurance Wading Through Mud, Floods and Rising Lakes  By Christine G. Barlow From the May 2013 issue of Claims Magazine  Spring…

Professional Liability Coverage versus General Liability Coverage April 22, 2013 A lawsuit is filed in New Jersey, Atlantic County. One of the allegations…

Professional Liability versus General Liability Our insured is a dentist. He has a general liability policy with no professional services endorsement.…

Effect of Vacancy Clause on Theft Claim   April 15, 2013   Our insured owns a large free standing office/warehouse building. The tenant…

Discusses the requirements for civil authority action to be a covered business income loss.

Answers concerns about whether insured's business personal property should be combined under one limit with business personal property of others on a commercial property policy.

Withheld Depreciation on a Per Trade Basis   March 25, 2013   I am involved in a hail damage property claim insured by policy form BP 00 02…

Roofer Starts to Replace Wrong Roof March 18, 2013 I have a homeowner claim situation that I am hoping that you can offer some insight on. A contracting…

Self-Insured Retentions, Part Two   An Examination of the Use and Problems   March 18, 2013   Summary: This second and concluding part…