September 2014 Intro Page Dec Page The article of the month in the Dec Page deals with ensuing losses. These losses are exceptions to…

No Coverage for Poor Workmanship August 18, 2014 In Flynn v. United Contractors Ins. Co., D062915, 2014 WL 2459715 (Cal. App. 4 Dist.…

Additional Insured Coverage and Contractual Assumption of Liability<br> <br>By Don Malecki<br>From the August 2014 issue of Claims Magazine<br> <br>When it…

Loss of Water as Loss of Use August 18, 2014 I have had two recent scenarios that involve an increased water bill following a covered loss. In…

Property Damage Caused by Riding Lawnmower August 11, 2014 The insured is a lawnmower repair company. The insured went to a customer's home to pick…

Property Damage not Covered Due to Exclusions on the CGL Policy August 12, 2014 The insured brought a declaratory judgment action against the…

The Microorganism Exclusion August 5, 2014 The insured is a hotel. Claimant and her children and husband stayed at the insured hotel for seven days.…

Filed Rate Doctrine Controls August 4, 2014 A group of plaintiffs, faced with an additional premium, asked the courts of New York state…

July 28, 2014<br>I have a case where a frame restaurant has a sprinkler system and is recognized by ISO as being sprinklered, but the system does not…

August 2014 Intro Page Dec Page The article of the month in the Dec Page deals with a feature widely misunderstood in the standard workers…