Claim Payment—When Due? Our homeowners insured (HO-3, 4/84 edition) suffered a theft loss over three months ago and has not yet received a check…

Direct Primary Coverage under GKLL March 21, 2012 This is a garagekeepers coverage question. The insured has direct primary coverage. The insured changed…

Completed Operations and Your Work Exclusion We insure a fertilizer dealer who also does some application of the fertilizer. The fertilizer dealer classification…

Notification and Question of Coverage under a D&O Claims-Made Policy June 17, 2013 We have a client that is a board member of a nonprofit organization.…

A glossary of reinsurance terms.

Effect of Insureds' Declarations or Statements Misrepresentations in Application and Post Loss Can Void Coverage  Summary: An insured's misrepresentation…

Leaking Pool Shifts Patio Blocks June 11, 2013   Insured called and reported water damage to air conditioner and patio blocks from the neighbor’s…

Named Insured Requirements under the Commercial Property Form Our insured owns two businesses, a truck wash and a bus company. The truck company is…

Insured Contract Definition Questions June 3, 2013 Is there a difference between the CG 00 01 12 04 edition and the CG 00 01 12 07 edition in the definition…

Valuation Provisions in Marine Forms   October 10, 2012   Variations from Form to Form   Summary: Insurance Services Office (ISO) publishes…