Discusses common law marriage and coverage.

Bed and Breakfast May Not Be a Business August 12, 2013 The homeowner policy allows for occasional rental of the dwelling to others. What if the insured…

What You Need to Know about Directors & Officers ­Insurance before A Corporate Bankruptcy   October 2004   Nan Roberts Eitel  …

Rental Car as Nonowned Vehicle August 5, 2013 We have a claim in which the insured drove across state lines with a co-worker in the co-worker's personal…

Vacancy Provision and the Building under Construction Exception   July 29, 2013 Our insured buys houses in foreclosure, repairs or remodels as…

Collapse or Cracking Caused by Pile Driving as a Covered Claim   July 8, 2013   Our insured is adding an addition to his building, which will…

"Upset" and "Overturn" Are Not Redundant Terms   July 8, 2013 The insured was hauling an ice machine from his warehouse to a location where he…

Volunteer Workers and Tips July 15, 2013 We insure a seasonal condo association consisting of 20 individual units under CGL Form 00 01 12 07. During…

Duties of Appraisers July 9, 2013 I am an Independent Adjuster assigned to represent a carrier as a competent, impartial appraiser on a homeowners claim.…

Nesting and Infestation Exclusion July 1, 2013   Woodpeckers are pecking at the insured's outdoor electrical components, which are located in a…