Additional Insured Vendor Endorsement Question We have been using the additional insured vendor endorsement for our insured who is getting products…

Bodily Injury Caused by Chlorine Fumes and the CGL Policy   October 9, 2013   The insured is a hotel and spa. The claimants were in the exercise…

Discusses coverage for wind and hail damage under Homeowners and Commercial Property policies, citing decisions in court cases.

Overview of the war exclusion.

Employment Practices Liability July 2006 Risk Management Strategies and State Laws Summary: Employment practices liability claims arise when employees…

Inland Marine: A Case Study April 4, 2012 Summary: Inland Marine policies handle a variety of exposures, many of which are out of the ordinary. This…

Real Estate Manager as an Insured Does a real estate property manager need his own liability insurance? The property manager is an insured under the…

The Continuous Injury Trigger and Progressive Injury Exclusions General Discussion January 16, 2012 Summary: This article discusses some history leading…

Lifting of Shingles Causes Damage September 25, 2013 Citizens Homeowner 3 special form HO-3 01 13 section 1-perils insured against, 2, h. WE DO NOT…

Nonowned and Hired Auto Endorsement Coverage September 16, 2013 Does the nonowned and hired auto endorsement include within its definition bodily injury…