Golf Cart used on Public Road November 14, 2013 We have an HO-3 policy. A golf cart was being driven by our insured's daughter and her friend. The daughter…

Coverage for when a bike falls off a vehicle.

Options for Settling Fire Loss November 11, 2013 I am handling a fire loss at a restaurant, which appears to be underinsured. The policy form is a CP…

Insured Contract and Primary Coverage October 28, 2013 Our insured is a subcontractor who leased his backhoe, a listed vehicle on the BAP policy with…

Products and Completed Operations Coverage Automatically Included     Donald S. Malecki, CPCU   October 25, 2013   While there…

Improvements and Betterments Coverage  Reviewed October 22, 2013 Protection of Tenant's Use Interest  Summary: When a tenant makes a permanent…

Damage to Chiller Not a Completed Operations Claim   October 9, 2013 This question is in regards to the j. exclusions in the CG 00 01 12 07 for…

Contractual Requirement for CGL Coverage An insurer recently denied coverage for a claim where property damage was caused by a subcontractor on a job…

Removal of Fence by Neighbor October 16, 2013 We have an HO2 policy. Our insured erected a privacy fence on his property line, a boundary that is the…

Business Risk Exclusions and Carpet Torn During Installation Please help me with a coverage question.  The policy involved is a PT 0617…