Honey from Bee Hive Leaks into Dwelling May 20, 2015 Is there any coverage on an all risk policy for damages due to a bee hive leaking honey into the…

Appraisal and Mediation May 20, 2015 Our insured has a high valued homeowners policy, PHVH-998-LA(03/2011). My questions are relevant to the appraisal…

The named insured made a claim for a stolen snow blower. Her policy provides coverage for loss by named perils for personal property only. By endorsement…

Definition of Inland Marine Insurance   May 18, 2015   NAIC Document   Summary: The Nationwide Inland Marine Definition, a document…

Damage to Neighbor’s Residence Caused by Insured’s Teenager May 11, 2015 Facts: Our named insured set up a tarp in his backyard so his fifteen-year-old…

Athletic or Sports Participants Exclusion May 4, 2015 My question concerns endorsement CG 21 01, the exclusion for athletic or sports participants.…

Real Property and the Your Product Exclusion April 13, 2015 Our insured was hired to perform construction work for a customer, and as part of the work…

Your Work Exclusion Application April 13, 2015 We have an insured contractor that was hired to build a retaining wall and landscape around the wall.…

Questions if dust is a pollutant exclusion or if it can be covered property damage?

Faulty Work You Performed Exclusion April 13, 2015 Our insured runs an auto repair shop and claimant brought his auto in for repair of an antifreeze…