Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

Discusses status of carpeting, drapes and light fixtures as part of dwelling or personal property.

Flood Damage to Vehicle Parts in House June 22, 2015 Our insured recently sustained a flood loss to their home. Prior to the flood, the insured had…

Mortgagee Clause and Misrepresentation of Insured   February 12, 2013   If an HO-2 Policy in Tennessee has been rescinded due to misrepresentation…

Personal and Advertising Injury Liability Question June 15, 2015 Our insured hired a construction company to construct a building. They agreed upon…

June 15, 2015 Insurance fraud costs the industry billions each year. States are working with carriers to try to combat fraud, and have developed…

Defective Design and Roof Collapse June 2, 2015 The insured suffered a casualty loss when heavy accumulations of snow on the roof of its premises caused…

Denial Due to Lack of Maintenance June 1, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…

Diminution in Value under GKLL May 26, 2015 What is your opinion on diminution in value for a customer's auto involved in a garagekeepers covered loss?Does…

Damage to Trees and Removal of the Debris May 20, 2015 A tree felled by wind landed across a driveway. It did not damage the driveway, it just blocked…