Questions coverage for policy with Symbol 7 when the renter of insured's vehicle caused an accident with property damage.

Ordinance or Law and Replacement Cost August 24, 2015 We have a claim in Rhode Island involving a tree on the insured property that fell and damaged…

Tenant's Use Interest Explained August 10, 2015 A tenant in a building installs $1,000,000 of improvements and betterments at the tenant's expense.…

Vehicle Coverage under CGL Form August 17, 2015 I have an insured that is purchasing a vehicle to be raffled off over the summer. They will own the…

Generator as Other Structure July 27, 2015 We recently had a storm where an insured is claiming his commercial grade generator which is outside of his…

Wind Driven Rain July 27, 2015 We have an HO 00 03 05 11 that has endorsement HO 32 32 06 12 stating constant or repeated discharge, seepage, or leakage…

The Auto Dealers Coverage Form is discussed.

Settling Multiple Claims Against One Insured July 27, 2015 Insured has a renter's policy and lives in an eight-unit apartment building. She caused a…

Homeowners and Premises Liability August 4, 2015 Standard of Care Owed Summary: "A man's home is his castle" goes the saying.…

Discusses rationale behind scheduling, coverages, and exclusions.