Property Temporarily Off-Premises October 12, 2015 My question concerns the definition of "temporarily" as used in the business personal property off-premises…

Raccoons in the Attic October 5, 2015 I have a client that has sustained raccoon damage to his home, including the soffit area. This is a seasonal home…

When Is an Old Heating System Too Old? July 27, 2015 An insured has an old heating system in need of repair. Each year he travels to Florida for a month.…

Electronic Data Liability Coverage Form   ISO Claims-Made Form   September 28, 2015   Summary: The standard CGL form specifically notes…

Wind-driven Rain over Period of Time September 14, 2015 We have an HO 00 03 05 11 with endorsement HO 32 32 06 12, which states that constant or repeated…

Damaged Reputation Claim November 5, 2012   This loss involved four full school buses. Our insured school bus rear-ended another school bus into…

Symbol 31 Coverage August 31, 2015 The question relates to physical damage coverage with Symbol 31 under the garage policy. I assume that once a car…

Volunteer as an Insured August 31, 2015 Can a volunteer worker recover bodily injury damages under a CGL policy given the fact that by definition he…

Questions when is dust a covered property damage?

Coverage question involving unlisted driver without a license.