Theft by Employee — What Constitutes Proof? Q My client has a business covered by a standard commercial crime policy. The policy includes coverage…

Computer Equipment Includes Telephone System? Q Our insured suffered a covered loss to its computerized telephone system with damages totaling more…

Employee Dishonesty—Inventory Computation Exclusion Q I am working with an employee dishonesty claim, with form CR 00 10 10 90. The facts are…

Employee's Salary a Continuing Operating Expense Who decides which employees and their payroll remain during the period of restoration? The insured…

Employee Dishonesty—Partners vs. Corporate Formation Q The named insured on an employee dishonesty policy written by us is "Smith & Jones,…

In Bankruptcy, Are D&O Policy Proceeds Considered Estate Property? October 2004 Heightened by the Enron and WorldCom bankruptcies, there has been…

Boiler and Machinery Form—Accident Defined Q Our insured is a food processor who uses an extruder to process meat for sale. The metal tub that…

Discusses whether a loss of tax credits is a qualifying business income loss.

Garagekeepers Faulty Work Exclusion Q Our insured is a car wash operation. While washing a car, the insured's employees used a solution to clean the…

Our insured is a retail fish market located on Main St. On 12/31/01 a water main broke which flooded a number of businesses located on the opposite…