Care, Custody, or Control Exclusion and BAP Coverage We have a claim under a commercial auto policy involving an insured who parks his commercial vehicle…

UM Not Triggered by Denial of Insured's Fault in Accident In Estate of Anderson v. Safeco Ins. Co. of Illinois, 2009 WL 1491520 [C.A.8 ( Mo.…

July 2009 Dec Page Question of the Month Theft claims based on shortage of an insured's physical property as determined by an inventory computation…

Direct Physical Loss and Cosmetic Loss Hail stones have created dents to a copper roof. The section of roofing is located over a second story bay…

Injured Worker Not an Employee under Insured’s CGL Policy In Rhiner v. Red Shield Ins. Co., 2009 WL 1458360 (Or.App.), the plaintiff owned…

Condominium Assessments with HO 17 32 and HO 04 28 Endorsements This is a claim under the HO-6 Condo Owners Policy with HO 17 32 endorsement and HO…

Pothole Damage as Collision Under the PAP? Would tires damaged due to hitting a pothole be considered damaged due to road hazard, and therefore fall…

Replacement Cost and Purchase of New Dwelling On a Replacement Cost Dwelling Package or Homeowners policy, an insured wants to take an ACV settlement…

UM Policy Restrictions Not in Violation of State Law In Bush v. State Farm Mut. Auto. Ins. Co., 2009 WL 1351821 (Ind.) , Leonard Bush, Jr. was…

Insurer Has No Duty to Defend Alleged Abuse and Torture by Insured's Employees In CACI Intern., Inc. v. St. Paul Fire and Marine Ins. Co. 2009…