Core Article Library


Carpet Cleaning Damage Covered? Our insured was hired to clean carpeting. While moving the furniture back into place, the bed snagged the carpeting…

Fixture Includes Lawn Tent? Q Our insured is a country club with a tent that is used for outdoor events, such as receptions, dances, etc. It has a…

Fire as a Result of Burglary Covered? Q We insure a warehouse with the CP 00 10 04 02. The policy is endorsed with form CP 12 11 10 00, burglary and…

Computer Virus as Vandalism Q Computer equipment belonging to our commercial property insured was recently damaged by the "Monkey B Virus." The equipment…

Faulty Workmanship and Completed Operations My question has to do with faulty workmanship. I know that the CGL form covers the risk of defective work…

Storms Over a Period of Time Not Considered One Occurrence We have a question concerning the application of deductibles under a Builders Risk form..…

Builders Risk—Need for onRenovations to Existing Building? Q When, if at any time, would a builders risk policy need to be written in conjunction…

Builders Risk Coverage and the Meaning of "Completion" Most builders risk policies have a condition, among others, that states coverage will end when…

Computer Tapes Covered as Commercial Property? Q We insure a small business under a commercial property policy, form CP 00 10 04 02, with special…

Limited Partnerships Under a CGL Form Q One of our clients has questioned us on who is an insured under the CGL form with reference to limited partnerships.…