December 2009 Intro Page No. 967 December 1, 2009 Dec Page The question of the month in the Dec Page deals with one of the ways to manage risk…

Duty to Notify Insurer of Water Damage under the PAP November 30, 2009 The claim at issue has a date of loss of end of 2008. Although the insured is…

Explosion, Collapse andUnderground Exclusions—Archived ArticleSeptember, 1996Property Damage HazardSummary: Under…

Tractor Insurer Does Not Have to Pay on Car Driver's Judgment In Sentry Select Ins. Co. v. Thompson, 2009 WL 3366928 (Va.), Thompson was driving…

Wear and Tear Exclusion and Oil Discharge November 18, 2009 Our insured has a PAP and the vehicle in question has physical damage coverage. The insured…

Payment for Antique Knives November 23, 2009 The insured has an HO 04 90 04 91 Personal Property Replacement Cost endorsement. The insured had a collection…

Theft of Proceeds from Auctioned Vehicle November 18, 2009 We have two insureds that were scammed by a used car dealer. One insured has a commercial…

A North Carolina appeals court found that a passenger in an automobile who grabbed the steering wheel while the vehicle was in operation was not in…

The Supreme Court of Georgia held that the state's uninsured motorists (UM) statute requires an insurer to pay damages to its insured (a father) for…

Exception to Pollution Exclusion Applies to Oil Spill Cleanup In Clean Harbors Environmental Services, Inc. v. Boston Basement Technologies, Inc.,…