Our insured, an auto dealer, purchased a used vehicle and then sold it. The buyer drove the car for several years, and when he attempted to trade…

Mobile Equipment used in Stunting Activity? We insure a non-profit organization that uses miniature vehicles in parades and other promotional activities.…

Occurrence as Defined under CGL Form Q My client is a property manager. A lead paint claim was paid under the client's policy in the amount of $375,000.…

Med Pay for Off-Premises Consumption of Food Medical payments coverage is specifically excluded under the CGL form for food consumed off-premises. How…

Pollution Liability Coverage for Landowners Q Endorsement CG 24 15 10 01, the limited pollution liability extension endorsement, is available in most…

Med Pay Coverage for Students Q What is the eligibility status of Motorcycle Safety School (MSS) participants for medical payments under the CGL policy,…

Loading and Unloading Coverage Question Our insured was delivering a desk at the loading dock of the customer when the shipping container which was…

Mobile Equipment Exclusion Applicable to 4-Wheeler Rally? Our insured is the chamber of commerce for a small rural community. The insured is sponsoring…

Mobile Equipment or Auto Under CGL? Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust down during…

Loss of Use as Property Damage Q We insure an electrical company that was hired to do work in a vacant apartment of a large apartment building. The…