Are carbon monoxide fumes in an apartment pollution?

Theft and Vacancy Exclusions Not Applicable to Newly Renovated Dwelling Q Our client owns rental property (a home), covered by a special form dwelling…

Theft of Own Property by Insured Q We have an unusual situation. Our insureds were both named insureds on a homeowners policy (HO-3). They were not…

Damage to Property of Others—Tree Falling on Neighbor's Property Q I am working on a claim that occurred during a severe winter storm in which…

Debris removal and tree coverage.

Weight of Ice or Water Our insured is covered by the 1984 ISO HO-3 and received damage to his above ground swimming pool due to the weight…

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…

Care, Custody, or Control Exclusion vs. Business Pursuits Exclusion Q Our insured, vice-president of sales for a large company, has an HO 00 03. We…

Auto Physical Damage Coverage on Primary Basis Is there an endorsement to the standard business auto policy (BAP) that will make the employer's BAP…

Business Auto Coverage for Employee's Auto? Our insured owns a van that was parked in a garage on our insured's business premises. An employee of our…