Tobacco Sales Warehouses Coverage Form August 22, 2016Summary: The Tobacco Sales Warehouses Coverage Form, CP 00 80 10 12, covers direct…

Discusses perils insured against, how special limits of liability apply, and exclusions in the ISO HO 00 05.

Analyzes the progressively broader array of perils provided in the ISO Homeowners 2011 Program, including differences between the 2000 and 1999 programs. This discussion concentrates on named perils coverage.

Garage Form Definitions   March 25, 2016   Section VI of the Policy   Summary: Words and terms that have a contractually defined meaning…

Physicians Professional Liability Insurance   December 1, 2015 Coverage for Physicians, Surgeons, and Dentists   Summary: This article describes…

Businessowners Property Coverage, Part II   Reviewed June 30, 2016   Form BP 00 03 07 13   Summary: The Businessowners Coverage Form,…

An analysis of the property section of the ISO Businessowners policy BP 00 03.

This article discusses the conditions section of CA 00 25.

 Summary: The commercial general liability (CGL) coverage forms can be modified in several ways by the use of endorsements: additional insureds can…

The endorsements for cosmetic damage exclusions are explained.