Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

CP 03 20 04 18 Multiple Deductible Form. It can be applied to the builders risk, building and personal property form, condo association form, condo commercial unit-owners form, standard property policy and tobacco sales warehouses coverage form.

How does the age of a structure affect a denial of coverage for "wear and tear"?

This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.

This article provides an overview of parametric insurance.

This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.

This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.

Who pays for coverage when a landlord's busted pipe damaged a tenant's property?

This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

A copy of the FloodFlash Parametric Insurance policy form.