The ISO form CP 10 30 10 12 Discharge From Sewer, Drain or Sump (Not Flood-Related) can be added to the following policies: Building and Personal Property Coverage Form, Business Income(and Extra Expense), Business Income (Without Extra Expense), Condominium Association Cocverage Form, Condominium Commercial Unit-owners Coverage Form, Extra Expense Coverage Form, and Tobacco Sales Warehouses Coverage Form.

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the commercial property policy.

An agent discovers that keeping premiums is a bad idea.

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.

When wind damages property that was installed incorrectly and the local ordinances require undamaged property to be replaced, does the ordinance or law coverage apply?

The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.

The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.

A question concerning just what coverage is provided when the Vacancy Permit CP 04 50 is used.

This article explains how 100 year floods actually work.

Do gunshots that damage a building fall under the vandalism peril?