Immediate ISO information for insurers writing Businessessowners and/or Commercial Property insurance in the state of New York. Includes required information to be sent to the New York Department of Financial Services (DFS) in relation to business interruption coverages, including civil authority, and contingent business interruption.

FORM: Business Interruption Limited Coverage for Certain Civil Authority Orders Relating to Coronavirus.

This article explains optional endorsements for Business Income losses due to the Coronavirus.

Coronavirus Insurance Implications Webinar 3/25

Discusses business income coverage for quarantines.

Discusses business income loss when some of the months of the period of restoration had loss but others did not.

This discusses the earthquake occurrence and coverage application for earthquake and business income coverages when an earthquake continues beyond 168 hours, and when an insured is mandated not to continue use of hydraulic lifters to prevent further property damage.

Discusses the waiting period that applies to utility services - time element coverage under endorsement CP 15 45.

Recording of webinar: Understanding Business Income Coverage - What Your Clients Need to Know presented on September 25, 2019.

Discusses the Business Income maximum period of indemnity and monthly period of indemnity options.