Accumulated questions from subscribers related to COVID-19 and coronavirus.
While most of these cases have to do with business interruption and the virus exclusion, there are a couple of outliers. This article was adapted from ICLC, Insurance Coverage Law Center.
This chart identifies recommended steps to take in order to help prevent and cope with the spread of a potential pandemic virus.
Discusses proposed ways to fund the business interruption and other losses stemming from the COVID-19 pandemic.
CORRECTED Coronavirus Advisory to Policyholders CP P 018 03 20
Corrected New York Coronavirus - Business Interruption and Related Coverages Advisory Notice to Policyholders CP 0 017 03 20
BOP COVID Advisory Notice BP P 026 03 20. Advisory notice to policyholders advising of virus exclusion and how covered causes of loss, business interruption, civil authority and other coverages do or do not provide coverage.
FORM - Business Interruption: Limited Coverage for Certain Civil Authority Orders Relating to Coronavirus (Including Orders Restricting Some Modes of Public Transportation).
Discusses NJ bill that would require carriers to pay business interruption claims to small companies for closures due to the virus.
Discusses physical damage under the commercial property, causes of loss special form, and business income and extra expense coverage forms.