Commercial Property Program


Hail Blocking Gutters Not Exception to Commercial Property Limitation August 19, 2013 Our insured carries a CP 10 30, Causes of Loss – Special…

Vacancy Provision and the Building under Construction Exception   July 29, 2013 Our insured buys houses in foreclosure, repairs or remodels as…

Collapse or Cracking Caused by Pile Driving as a Covered Claim   July 8, 2013   Our insured is adding an addition to his building, which will…

"Upset" and "Overturn" Are Not Redundant Terms   July 8, 2013 The insured was hauling an ice machine from his warehouse to a location where he…

Nesting and Infestation Exclusion July 1, 2013   Woodpeckers are pecking at the insured's outdoor electrical components, which are located in a…

June 18, 2013

This article discusses global warming and its effect on construction, corporations, and insurance.

June 13, 2013

June 12, 2013My question involves certificates of insurance. On the certificate, we are telling the certificate holder that he will be notified of…

Named Insured Requirements under the Commercial Property Form Our insured owns two businesses, a truck wash and a bus company. The truck company is…

June 10, 2013

Building and Personal Property Coverage Form—Archived Article ISO Commercial Property Program February 2009   Summary: Under the commercial…

Depreciation for Two Separate Wind Damage Losses   May 28, 2013 Insured has first-party property coverage under CP 00 10 10 00 with broad form…