Discusses extra expense when the expense is created due to insured's caution and fear of second loss, not actual damage or suspension of business.

NFIP Residential Condominium Building Association Policy August 3, 2011 National Flood Insurance Program   Summary: There are three standard…

This article discusses the evolution of the meaning of vandalism through case law.

  Property in Transit Coverage under Commercial Property Form December 2, 2013 Under the Property In Transit - Additional Coverage Extension in…

Options for Settling Fire Loss November 11, 2013 I am handling a fire loss at a restaurant, which appears to be underinsured. The policy form is a CP…

Improvements and Betterments Coverage  Reviewed October 22, 2013 Protection of Tenant's Use Interest  Summary: When a tenant makes a permanent…

Discusses coverage for wind and hail damage under Homeowners and Commercial Property policies, citing decisions in court cases.

Overview of the war exclusion.

Explains the coverage extension for property in the insured's care, custody and control.

An overview of the HO 00 06 Unit Owners form.