ALE benefits are set to expire on the 2-year anniversary of the fire.

The ISO Power, Heat and Refrigeration Deduction endorsement CP 15 11 can be added to the Business Income (and Extra Expense) Coverage form and the Business Income (Withour Extra Expense) Coverage Form. It removes the costs of power, heat or refrigeration from the coverage.

In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.

Power outage, spoilage, and related endorsements.

This article that appears in the November Claims Magazine explains the principle of subrogation

The OIR has approved endorsement forms from at least eight property insurers.

It is one of a few states that have a specific matching statute.

They are allowed if certain conditions are met.

Frontline Fellowship failed to show that it had completed repair and replacement or that the actual cash value of the damaged property exceeded the policy deductible at the time of loss.

When and insured uses a generator after a power outage, is that a business income expense?