Commercial Property Program


August 21, 2023

The Hawaii insurance commissioner has issued a declaration regarding nonresident public adjusters assisting with claims.

August 21, 2023

This article provides links to many of our our articles on flood insurance, flood preparation, flood policies, and other flood issues.

August 14, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article, the last in the series Holding Water, looks at how courts have determined coverage for various water-related claims.

August 14, 2023
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In a July 28 opinion, U.S. District Judge Deborah K. Chasanow of the District of Maryland partially sided with plaintiffs, establishments that consisted of a hotel, restaurants, entertainment venues, and also as a wedding venue, and the plaintiffs were insured with a commercial property insurance policy issued by State Automobile Mutual Insurance Co.

August 11, 2023

The predictions for the 2023 hurricane season.

August 04, 2023
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The ISO form CP 10 30 10 12 Discharge From Sewer, Drain or Sump (Not Flood-Related) can be added to the following policies: Building and Personal Property Coverage Form, Business Income(and Extra Expense), Business Income (Without Extra Expense), Condominium Association Cocverage Form, Condominium Commercial Unit-owners Coverage Form, Extra Expense Coverage Form, and Tobacco Sales Warehouses Coverage Form.

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the commercial property policy.

July 24, 2023

An agent discovers that keeping premiums is a bad idea.

July 24, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.

July 24, 2023

When wind damages property that was installed incorrectly and the local ordinances require undamaged property to be replaced, does the ordinance or law coverage apply?