Commercial Property Program


January 22, 2024

When a cannabis manufacturer sustains a loss in a rented building, can extra expense be used for cleaning the property?

January 22, 2024

A commercial property policyholder had not complied with all of the policy conditions before the property was damaged in a fire.

January 19, 2024

In light of the current winter weather, the editors have compiled a list of articles you may find helpful.

January 15, 2024
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This is a discussion of the builders risk coverages that can be found in the ISO building and personal property coverage form, as contrasted with those found in the builders risk coverage form and the effects on coverage if the builders risk renovations endorsement is also attached.

January 11, 2024

Coverage for a fire loss was conditioned on the presence of certain fire protection systems "in complete working order."

December 18, 2023

A collection of favorite commercial lines questions selected by the editors for 2023.

December 11, 2023

Discusses court cases related to determining if something is a building or structure, and the difference between the two.

December 11, 2023

Damage to mismatched tiles and when can an appraisal be filed.

December 04, 2023

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

December 01, 2023
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CP 00 90 07 88 Commercial Property Conditions form.