Commercial Property Program


November 27, 2023

This document provides a detailed analysis of the Extra Expense Coverage Form, as contrased with Business Income Coverage.

November 26, 2023

When working with a Builders Risk form, are fences covered?

November 14, 2023

ALE benefits are set to expire on the 2-year anniversary of the fire.

November 13, 2023
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The ISO Power, Heat and Refrigeration Deduction endorsement CP 15 11 can be added to the Business Income (and Extra Expense) Coverage form and the Business Income (Withour Extra Expense) Coverage Form. It removes the costs of power, heat or refrigeration from the coverage.

November 13, 2023

In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.

November 12, 2023

Power outage, spoilage, and related endorsements.

November 06, 2023

This article that appears in the November Claims Magazine explains the principle of subrogation

November 06, 2023

The OIR has approved endorsement forms from at least eight property insurers.

October 24, 2023

It is one of a few states that have a specific matching statute.