The court was faced with the question of whether two robberies carried out by two seemingly different groups constituted a single occurrence or multiple occurrences.

The data collected provides valuable information to the OIR.

When tenants smoke drugs in rented property, is it considered a production process?

The judges acknowledged the policyholder had had a string of bad luck, but even the worst of luck cannot overcome policy conditions.

The difference between business personal property and personal property of others is addressed.

CP 00 30 10 12 Business Income (and Extra Expense) Coverage Form.

When an insured and tenants help fight the fire, is there coverage for their efforts?

When no repairs were completed.

When the lawnmowers really weren't stolen.

A rating scale has been developed for storms known as Atmospheric Rivers. This article explains the storms and how they relate to tornadoes and hurricanes.