A commercial property policyholder had not complied with all of the policy conditions before the property was damaged in a fire.

In light of the current winter weather, the editors have compiled a list of articles you may find helpful.

This is a discussion of the builders risk coverages that can be found in the ISO building and personal property coverage form, as contrasted with those found in the builders risk coverage form and the effects on coverage if the builders risk renovations endorsement is also attached.

Coverage for a fire loss was conditioned on the presence of certain fire protection systems "in complete working order."

A collection of favorite commercial lines questions selected by the editors for 2023.

Discusses court cases related to determining if something is a building or structure, and the difference between the two.

Damage to mismatched tiles and when can an appraisal be filed.

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

CP 00 90 07 88 Commercial Property Conditions form.

CP 00 60 06 95 Leasehold Interest Coverage Form commercial property endorsement.