Commercial Property Program


Reporting Form Endorsement— No Penalty in Spite of Underreporting Q Our insured suffered a loss under ISO's building and personal property form…

Fixtures and Additions as Building or Contents? Q I am involved in a loss where the landlord supplied movable partitions, which are hard wired into…

August 04, 2008

Discusses application of coverage when an other structure is damaged.

August 04, 2008

When snow slides off the roof and damages spouting on the way down, is there coverage?

Tree causes downed power lines and resulting low voltage, damaging property. Is this covered?

August 01, 2008

Discusses forceable entry and missing property in a facility open 24/7.

Fragile Articles Coverage under Commercial Property Policy Q One of our insureds had a customer's marble slab resting on a bunker. The bunker collapsed,…

Are carbon monoxide fumes in an apartment pollution?

Guiding Principles Not Binding on Insured? The Guiding Principles are not binding on insurers although many have voluntarily agreed to abide by the…