Understanding the cause of loss and coverage when the insured wasn't present to know what happened.

Awning Could Be Considered Outdoor Sign I have a client who has an attached outdoor awning over her store front. It has the store's name on it and was…

Discusses costs for additional employee pay when business was not suspended.

Property in Transit — Theft of Entire Bale or Case Q We insure a furnace contractor under form CP 10 30. While off premises at a job site, the…

Pollution Clean-Up Q A mercury-vapor light fixture above a swimming pool in our insured's building exploded, releasing material into the pool which…

Limited Liability Company Status as the InsuredA new insured is a limited liability company. The insured has the following risk exposures: commercial…

Discusses addition of slab in calculation of replacement cost of building.

Inventory Valuation after Fire Loss Q Our insured suffered an inventory fire loss. We disagree with the insurer about how to calculate the actual…

This loss involves a condominium complex that has a standard ISO commercial property policy. Due to Hurricane Andrew in 1992, the insured's wood…

When a broken water pipe fills an elevator shaft with water, is there coverage?