Vandalism Loss in Question January 4, 2010 Coverage is provided on a storage facility under the CP 10 20 06 95 cause of loss form. Two of the units…

Fire or Smoke as Cause of Loss October 19, 2009 Our insured has a CP 00 10 04 02 and the special causes of loss form, CP 10 30 04 02.He is a doctor…

Discusses business income loss not related to physical damage of property.

Mobile Equipment or Business Personal Property? December 10, 2009 Our client, a golf course, has a list of items that are currently thought to be covered…

Care, Custody, or Control Issue under Builders Risk Policy December 10, 2009 We have a question about a builders risk form. The insured is bidding a…

Functional Building Evaluation Endorsement as Applied to Partial Loss December 10, 2009 We have written an old church on a standard ISO form with a…

Vacancy Provision at Center of Coverage Dispute December 10, 2009 Our insured owns and insures several commercial properties that he uses in his business.…

Third-Party Beneficiaries November 11, 2009   What Are the Rights of Third Parties under Commercial Property Policies? Summary: Insurance policies…

Water Exclusion Clause—Archived Article December 2004 In Property Insurance Forms Summary: A standard feature of property insurance forms…

Duties in the Event of Loss Expense in Question A contractor sealed off an area where underhanging roof tiles were blown away by a windstorm and birds…