Missing Property with No Proof of How It Disappeared Excluded A tenant was in place at the insured location when the insured purchased the building.…

Condominium Commercial Unit-Owners Coverage FormAugust 14, 2012ISO Simplified Commercial Property ProgramSummary: Insurance Services Offices…

Gazebo Covered as Outdoor Fixture Our insured—a church covered under a CP 00 10 04 02—has a gazebo that existed on the property grounds…

Power Surge Claim August 6, 2012 Insured had a laser machine inspected, and the error messages that appeared stated it was damaged by a power surge.…

Utility Services Direct Damage and Time Element Losses and Coverages July 16, 2012 Summary: This article discusses the nature and…

Does loss of membership dues fall under accounts receivable for a nonprofit organization?

Spoilage Loss Coverage Requires Mechanical Breakdown<br>July 11, 2012<br>My client experienced a partial roof collapse. As a result, the local authorities…

Discusses whether business income coverage applies to loss of rental space that was closed as a result of asbestos.

Explosion Coverage July 9, 2012 Background Summary: A standard feature of property insurance forms is the coverage for "direct physical…

Discusses the earth movement exclusion in both commercial and personal lines policies.