Discusses accidental freezing caused by employee error.

Our agency insures a beauty shop under a Business Owners Policy (BOP) (ISO BP 00 02 12 99) providing coverage for the insured's building and business…

When property covered by a warranty is damaged, what happens to the warranty after repair?

Can tarps be considered part of the roof?

What coverage is available to a commercial property held for rent when it suffers damage from a covered cause of loss before a tenant moves in?

Discusses the limits of insurance applicable to additional coverages under the businessowners special property form.

Does accidental bumping of temperature dial which led to freezing of samples fall under the change in temperature exclusion?

Discusses who has care of a tenant's property in storage when it is mistakenly discarded by the insured.

Coverage Territory under a BOP Our insured has a businessowners policy (BOP) under which he insures his office. He often shares other office locations…

Discusses whether providing personal information to a bill collection is a violation of privacy under the BOP policy.