July 07, 2008

Our client has a special form, businessowners property policy for a large industrial building. The building is a manufacturing plant that has a typical…

What coverage is available to a commercial property held for rent when it suffers damage from a covered cause of loss before a tenant moves in?

June 25, 2008

Discusses the limits of insurance applicable to additional coverages under the businessowners special property form.

June 24, 2008

Does accidental bumping of temperature dial which led to freezing of samples fall under the change in temperature exclusion?

June 24, 2008

Discusses who has care of a tenant's property in storage when it is mistakenly discarded by the insured.

June 24, 2008

Coverage Territory under a BOP Our insured has a businessowners policy (BOP) under which he insures his office. He often shares other office locations…

June 24, 2008

Discusses whether providing personal information to a bill collection is a violation of privacy under the BOP policy.

A tenant with a BOP is unable to inhabit the premises because a hurricane took off the roof. Additionally, there was an off-premises power outage. The adjuster denies business income coverage.

June 24, 2008

Businessowners Liability—Archived Article July, 2002 Comparable to CGL Form Summary: Insurance Services Office (ISO) has revised the businessowners…

June 24, 2008

Businessowners Program—Archived Article May, 2003 Eligibility, General Conditions, Common Endorsements Summary: The Insurance Services Office…