An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

Personal Property of Others under a Businessowners Policy Q Our insured is covered under a Businessowners Standard Property Coverage form BP 00 01…

Scrap Wire Covered as Personal Property Our insured has the BP 00 02 12 99 (Businessowners Special Property Coverage Form) with endorsement BP 07 06…

Businessowners — Books as Valuable Papers? Q One of our businessowners insureds recently filed a claim for valuable papers and records coverage…

Businessowners — Lawsuit Alleging Loss of Use Q Our insured is a supplier of marine parts and equipment and was called upon by a Puerto Rico…

Computer Data Loss Covered by BOP? Q Our client, a tenant insured by form BP 00 02 12 99, had a loss to his computer hard drive and data, and also…

Water Loss From Swimming Pool Covered by BOP? Q We insure a local country club on a businessowners policy (BOP) with special causes of loss. Recently,…

Replacement Cost Defined Our insured has a businessowners policy, ISO special form BP 00 02 12 99. In August, lightning destroyed the computerized phone…

Falling Objects and the BOP Q An insured knocked over a medical instrument that contained mercury. The mercury spilled and cleanup costs were incurred.…

Discusses business income expense of valuable papers and records.