September 16, 2009

Preservation of Property Additional Coverage and Policy Limits In the BP 00 03 06 07, under Section 1, Property, A. Coverage, 5. Additional Coverages,…

September 16, 2009

Deductible Application on the BOP Our insured has an ISO special form BOP (BP 00 02 06 89) on a 20-building apartment complex. The policy has a $1,000…

September 16, 2009

BOP Deductible Application under One Occurrence Our insured has a BOP policy, which covers some scheduled tools and equipment and some blanket tools…

June 08, 2009

A contractor who plows snow is covered by a Businessowners BP 00 03 01 06 policy. These operations left chain marks on some of the driveways that were…

May 19, 2009

Ordinance or Law IssuesBuilding Codes, Insurance Policy Exclusionary Language, and Coverage EndorsementsApril 2007By Diane Richardson, CPCUFC&S…

May 04, 2009

Endorsement providing coverage for backup of sewer and drains does not exclude coverage if sewer is located off insured premises.

April 15, 2009

Vacancy Definition under Scrutiny Our question is on form BP 00 02 01 87 under the vacancy provision, which contains an exclusion for buildings that…

January 23, 2009

AAIS Businessowners – Coverages M, O, and PCoverages And ConditionsSeptember, 2004 Summary: The American Association of Insurance…

Funeral Directors Liability, Auto Accidents, and Damage to Bodies Our insured is a funeral director and has his business insured under a BOP with endorsement…

November 25, 2008

Premises — Meaning of Q The businessowners policy covers business personal property including property in the open within hundred feet of the…